Combined Identity Mode (Under 1MB KYC Ready)

Merge Aadhaar & PAN Card into One PDF

Combine Aadhaar card (front and back) and PAN card into a single PDF document for banking KYC, government portals, and visa applications.

Quick Summary

To merge Aadhaar and PAN card into one PDF: 1. Upload your Aadhaar (front & back) and PAN card (as photos or PDFs). 2. Drag cards to arrange the page sequence. 3. Click 'Merge PDF' to instantly generate and download your combined, KYC-ready document with zero server upload.

Official Portal Document Specifications

Document Type Mandatory Size Format Requirements
Bank Account Opening & KYC (SBI, HDFC, ICICI) Under 1 MB or 2 MB Single PDF Must contain both Aadhaar and PAN in one file
Demat & Stock Trading KYC (Zerodha, Groww, Upstox) Under 1 MB or 2 MB Single PDF Mandatory PAN and Aadhaar proof of address & identity
Income Tax PAN-Aadhaar Linking Proof Under 1 MB PDF Used during grievance redressal on incometax.gov.in
Passport Seva & Visa Applications Under 1 MB PDF All identity numbers and dates of birth must be clearly visible
Mutual Fund & CAMS / KFintech KYC Under 500 KB to 1 MB Single PDF Clear color or high-contrast black & white scan

Key Capabilities & Privacy Features

  • Combines Aadhaar front, Aadhaar back, and PAN card into a single organized PDF document
  • Accepts mobile phone photos (JPG, PNG, WebP) and official PDF scans
  • Auto-calibrates layout to standard A4 pages with zero quality loss
  • 100% client-side WebAssembly execution: sensitive biometric and ID numbers never leave your device

Step-by-Step Instructions

  1. Add Aadhaar & PAN: Select your Aadhaar card (front and back photos/PDF) and PAN card.
  2. Arrange Sequence: Drag and drop the cards into your desired order (e.g. Aadhaar Page 1, PAN Page 2).
  3. Download Merged PDF: Generate your combined identity document ready for immediate bank and KYC uploads.

Why Banks, NBFCs, and Government Portals Require a Single Combined PDF

When completing Video KYC for bank accounts (SBI, HDFC, ICICI, Kotak), opening Demat trading accounts (Zerodha, Groww, AngelOne), or submitting passport supporting documents, upload interfaces typically provide only a single file upload slot labeled 'Proof of Identity (POI) & Proof of Address (POA)'.

Uploading separate image files is rejected by the automated validator. Merging your Aadhaar card and PAN card into a single well-structured PDF ensures all required identity details are submitted in a single submission.

Handling Password-Protected e-Aadhaar Before Merging

Official e-Aadhaar PDFs downloaded from uidai.gov.in are encrypted with a password composed of the first 4 letters of your name in capital letters followed by your birth year (e.g. KANI1995). Standard document merger tools cannot merge password-encrypted PDFs directly.

To merge your e-Aadhaar with your PAN card: first open PDFBolt's free Unlock PDF tool and enter your password. Download the unlocked PDF, then return here to merge it with your PAN card in seconds.

Zero Cloud Storage: Protecting Sensitive Identity Numbers

Your Aadhaar card and PAN card contain sensitive personal identifiers including your 12-digit UIDAI number, Virtual ID (VID), PAN number, date of birth, and home address. Uploading these documents to cloud-based PDF conversion servers introduces severe identity theft risks.

PDFBolt operates entirely in your device's browser memory via WebAssembly. Zero bytes are uploaded to remote servers, zero copies are cached, and your personal data remains strictly under your control.

Frequently Asked Questions

Why do banking and KYC portals require Aadhaar and PAN in a single PDF?

Most automated KYC systems have only one document upload field for identity verification. Combining Aadhaar (address + identity) and PAN (tax identity) into one PDF allows the automated verification software to validate all credentials at once.

Can I upload camera photos (JPG / PNG) directly from my mobile phone?

Yes! PDFBolt allows you to upload JPG, PNG, WebP photos or PDF files interchangeably. Our engine automatically converts photos into high-resolution A4 PDF pages and merges them in the sequence you specify.

How do I merge my e-Aadhaar if it has a password?

e-Aadhaar PDFs have an 8-character password (first 4 letters of your name in caps + year of birth). First, unlock it using PDFBolt's Unlock PDF tool, then upload the unlocked file here along with your PAN card.

How can I ensure the merged file stays under 1MB or 2MB for bank uploads?

After merging, if your combined PDF is larger than your portal's limit, use PDFBolt's Compress PDF tool with 'Exact Target Size' set to 900 KB or 1.8 MB to stay safely under the ceiling.

Are my Aadhaar and PAN numbers safe when using PDFBolt?

Completely safe. PDFBolt executes 100% inside your browser using client-side WebAssembly. No files, metadata, or document bytes are ever sent to our servers or third parties.

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